Introduction to the Utah Home Buying Process

a. Home purchasing steps

b. Buyer’s checklist

c. Team Members (Escrow & Lender/Inspections)

i. Who is your Lender (Qualifying process)

d. Home Loan Prequalifying Process

e. Utah Contract Forms

f. Escrow & CLOSING COSTS – how to take title questions (escrow officer).

a. Other websites (Zillow, etc.)

b. Hunting for homes online – Criteria

c. Kunversion APP

a. Top homes ( Criteria – Must haves?)

b. Rating System ( 1- 5 Star)

c. Availability to view homes?

a. Submitting Offers – Negotiating

b. Researching Values / Comp Reports

c. Prequalification letter from Lender

d. Earnest Money Deposit

e. Open Escrow – 45 Days to Close

f. Inspection Periods – 10 Days to investigate & negotiate discovered issues.

g. Appraisal process

h. Underwriting – Finalizing your Loan

i. Final Loan Approval

j. Set appointment to SIGN DOCS – Settlement

k. Closing ( Funding / RECORDING)

l. Schedule Moving Dates & Utilities

a. Home Warranty – 1 Year

b. Maintenance or Repairs – call Agent for preferred contractors

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